National Organization of Coaches Association Directors

Loomis & LaPann, Inc. is the insurance administrator for the National Organization of Coaches Association Directors (NOCAD). We offer general liability coverage, directors and officers coverage, and camp coverage to NOCAD and its member coaches associations.

NOCAD was formed in 1990 to help state coaches associations better serve coaches throughout the United States. It has since grown to include dozens of coaches associations and over 140,000 members. For a complete list of member associations that Loomis & LaPann serves, please click here.

Commercial General Liability Program

Insurance coverage is provided to NOCAD's member coaches associations under its Commercial General Liability Policy. The policy will protect each state coaches association and its members from claims made by negligent acts accidentally committed resulting in bodily injury, personal and advertising injury or property damage to others.

Below is an overview of coverages and exclusions. For a complete description of the scope and limitations of coverage, please refer to the policy itself.

Sample Coverages and Exclusions:

Carrier: Houston Casualty Company
Policy Period: 8/1/17 to 8/1/18
Limits of Insurance:

  • $1,000,000 Each Occurrence
  • $1,000,000 General Aggregate (per Member)
  • $1,000,000 Products/Completed Operations
  • $1,000,000 Personal & Advertising Injury
  • $300,000 Damage to Rented Premises
  • $50,000 Sexual Abuse/Molestation
  • Excluded Medical Payments

Coverages Provided by this Policy:

  • Educators Professional Liability
  • Participant Legal Liability for insured members
  • Liability assumed under insured written contract
  • Defense Cost outside limits

Exclusions:

  • The use of automobiles, buses, watercraft and aircraft.
  • Property of others in the care, custody, and control of the insured.

Click here to complete the Camp Insurance Request Form

Accident Coverage for Participants

An Insured Person is covered for losses incurred while attending a camp, a clinic or any sanctioned member coaches association activity. 
While participating in athletic and non-athletic activities organized, conducted, sponsored and supervised by a member coach who is in good standing with the state high school coaches association.

Below is an overview of coverages and exclusions. For a complete description of the scope and limitations of coverage, please refer to the policy itself.

Limits of Insurance:

  • Accidental Death & Dismemberment Principal Sum: $5,000
  • Accident Medical Maximum: $25,000
  • Accident Medical Type: Full Excess
  • Accident Medical Deductible: $500
  • Accident Medical Benefit Period: 52 weeks from the date of the Covered Accident

Click here to complete the Camp Insurance Request Form